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Americans just spent a record $20 billion with buy-now-pay-later. Here’s what to do if you overdid it.


Here are 5 tips for getting your debt under control in 2026.

bitcoin
Bitcoin (BTC) $ 90,596.00 0.74%
ethereum
Ethereum (ETH) $ 3,093.12 0.82%
tether
Tether (USDT) $ 0.998764 0.03%
bnb
BNB (BNB) $ 907.02 0.87%
solana
Wrapped SOL (SOL) $ 136.33 2.24%
xrp
XRP (XRP) $ 2.09 1.86%
usd-coin
USDC (USDC) $ 0.999946 0.01%
tron
TRON (TRX) $ 0.298812 0.77%
polkadot
Polkadot (DOT) $ 2.11 0.22%
dogecoin
Dogecoin (DOGE) $ 0.139857 2.14%
avalanche-2
Avalanche (AVAX) $ 13.82 1.60%
cardano
Cardano (ADA) $ 0.389134 2.91%
shiba-inu
Shiba Inu (SHIB) $ 0.000009 1.77%
staked-ether
Lido Staked Ether (STETH) $ 3,092.16 1.26%
the-open-network
Toncoin (TON) $ 1.77 0.28%
chainlink
Chainlink (LINK) $ 13.14 1.55%
wrapped-bitcoin
Wrapped Bitcoin (WBTC) $ 90,419.00 0.83%
uniswap
Uniswap (UNI) $ 5.51 0.31%
bitcoin-cash
Bitcoin Cash (BCH) $ 639.18 0.53%
near
NEAR Protocol (NEAR) $ 1.70 2.16%
litecoin
Litecoin (LTC) $ 81.48 0.05%
internet-computer
Internet Computer (ICP) $ 3.18 4.59%
aptos
Aptos (APT) $ 1.82 0.66%
leo-token
LEO Token (LEO) $ 9.05 0.27%
filecoin
Filecoin (FIL) $ 1.49 1.88%
dai
Dai (DAI) $ 0.999043 0.05%
blockstack
Stacks (STX) $ 0.392073 4.64%
cosmos
Cosmos Hub (ATOM) $ 2.59 2.69%
arbitrum
Arbitrum (ARB) $ 0.210327 0.62%
ethereum-classic
Ethereum Classic (ETC) $ 12.62 1.63%
render-token
Render (RENDER) $ 2.33 2.29%
immutable-x
Immutable (IMX) $ 0.274017 2.29%
bittensor
Bittensor (TAO) $ 282.51 2.83%
stellar
Stellar (XLM) $ 0.226573 2.07%
hedera-hashgraph
Hedera (HBAR) $ 0.118974 2.79%
crypto-com-chain
Cronos (CRO) $ 0.100948 1.10%
the-graph
The Graph (GRT) $ 0.042223 3.21%
okb
OKB (OKB) $ 110.11 0.22%
optimism
Optimism (OP) $ 0.32091 0.12%
kaspa
Kaspa (KAS) $ 0.046511 2.42%
injective-protocol
Injective (INJ) $ 5.27 1.31%
pepe
Pepe (PEPE) $ 0.000006 3.07%
Source: CurrencyRate